Most MCA brokers quietly pocket 10–15% on top of your offer. We charge a flat 7% — and you see every offer in real time.
No back-and-forth, no hidden markups. Submit once, get real offers.
Basic business info and funding needs. Takes about 5 minutes. No hard credit pull at this stage.
Secure upload of your last three months of business bank statements. 256-bit encryption.
Our system matches you with lenders simultaneously. See multiple real offers within minutes.
Pick the offer that works for your business. Most merchants funded within 24 hours.
Traditional brokers add 10–15 points to whatever rate the lender offers. We take a flat 7% — disclosed upfront, every time.
| Traditional broker fee | 10–15% |
| OnlyCapital fee | 7% flat |
| Your savings on $200K | $6K–$16K |
One flat fee. No games. No hidden markup on your factor rate. You see exactly what each lender offered — and exactly what we earn.
Takes 5 minutes. No hard pull. No commitment until you accept an offer.
Tell us about your business so we can match you with the right lenders.